I just learned a very valuable and rather expensive lesson about complacency when it comes to one's finances. Since returning to PEI, I've been using my CIBC bank card to do all my transactinos, sice my wages are going into this account.

Well, today I checked my transactions on-line and discovered that I've racked up more than $90.00 in service fees since September!!! Just for withdrawing my money at bank machines and using Interac. It's ridiculous. Anyways, the guy offered to reverse some of the fees and told me I should switch to a better service account. Um, yeah no kidding.

The short and long of it, however, is that I will now be giong back to using my President's Choice bank card ALL the time since it has NO SERVICE FEES! Yep, that's right- not a one! I used to use it but it's been empty since I got home. From here on in I will transferring my spending money to that account.

In other news..I have lost 6.5 lbs in two weeks! I've also convinced Mom we should get the Christmas treet this weekend, not Dec 17th and sister Sara has confiremd she will be in attendance for Christ's birthday celebrations!

Reading My Ishmael at the moment - more insights from Daniel Quinn